Self-Employed Mortgages
Expert Mortgage Advice for the Self-Employed
Self-employed mortgage applications are often assessed differently, but with the right advice and preparation, there are plenty of mortgage options available. Our experienced mortgage advisers understand how lenders assess self-employed income and will help you present your application in the best possible way.
-
Self-employed mortgage advice
-
Mortgages for sole traders
-
Mortgages for limited company directors
-
Mortgages for contractors and freelancers
-
Mortgage affordability guidance
-
Access to a wide range of UK lenders
-
Support throughout your mortgage application
How we can help
Why Choose The Finance Family?
We understand that every self-employed applicant has a different financial situation. Our advisers take the time to understand your income, business structure and future plans before recommending the most suitable mortgage. We'll explain everything clearly and support you from your first enquiry through to completion.
Frequently Asked Questions
Can I get a mortgage if I'm self-employed?
Yes. Many lenders offer mortgages to self-employed applicants, including sole traders, limited company directors, contractors and freelancers. The key is providing evidence of your income and meeting the lender's affordability criteria.
How many years of accounts do I need?
Many lenders prefer at least two years of accounts or tax returns, although some may consider applicants with just one year's trading history. We'll help identify lenders that match your circumstances.
What documents do I need for a self-employed mortgage?
The documents required vary by lender, but commonly include SA302s, Tax Year Overviews, business accounts, bank statements and proof of identity. We'll explain exactly what's needed and support you throughout your application.
Get in Touch
Please contact us for an initial enquiry or a full comprehensive financial review. Complete the form and we will be in touch soon.
1st Floor Office
The House On The Green
High Street
Wombourne
WV5 9DP
Suite 5, Pioneer House
Mill Street,
Cannock
WS11 0DW
