Right to Buy Mortgages
Expert Right to Buy Mortgage Advice
If you're eligible for the Right to Buy scheme, purchasing your council or housing association home could be more affordable than you think. At The Finance Family, we provide expert Right to Buy mortgage advice, helping you understand your options, secure the right mortgage and guide you through the buying process with confidence.
Buying your home through the Right to Buy scheme is different from a standard property purchase. Our experienced mortgage advisers will explain how the scheme works, assess your affordability and compare mortgages from a wide range of UK lenders to help you find the most suitable mortgage for your circumstances.
How we can help
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Right to Buy mortgage advice
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Council house mortgages
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Housing association mortgages
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Mortgage affordability guidance
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Agreement in Principle applications
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Access to a wide range of UK lenders
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Friendly support from enquiry to completion
Why Choose The Finance Family?
Buying your home is a big decision, and we're here to make the process as simple and stress-free as possible. We'll explain everything clearly, answer your questions and support you from your first enquiry right through to receiving the keys to your home.
Frequently Asked Questions
Who is eligible for the Right to Buy scheme?
Most secure council tenants who have rented a public sector property for the qualifying period may be eligible for the Right to Buy scheme. Eligibility depends on your tenancy and the property you live in.
Can I use my Right to Buy discount as a deposit?
In many cases, yes. Some lenders accept your Right to Buy discount as all or part of your deposit, meaning you may not need a large cash deposit. We'll help you understand the options available.
Can I get a Right to Buy mortgage if I'm self-employed or have bad credit?
Yes, it may still be possible. Many lenders consider applications from self-employed applicants or those with previous credit issues. We'll assess your circumstances and help you find lenders that may be suitable for your situation.
Get in Touch
Please contact us for an initial enquiry or a full comprehensive financial review. Complete the form and we will be in touch soon.
1st Floor Office
The House On The Green
High Street
Wombourne
WV5 9DP
Suite 5, Pioneer House
Mill Street,
Cannock
WS11 0DW
