Conundrum

https://www.mortgagesolutions.co.uk/news/2022/08/23/advice-purely-based-on-interest-rates-potentially-dangerous-and-unsuitable-analysis/

“Do you recommend a two-year in the hope inflation will ebb away in the next 18 months, or do you opt for the five-year thinking this will be with us for a lot longer and get much worse, to protect clients against further rate shock?”