Contractor Mortgages
Expert Mortgage Advice for Contractors
Many lenders understand the way contractors are paid and offer mortgage products designed specifically for contractors. Our experienced mortgage advisers work with a wide range of UK lenders to help contractors, consultants and freelancers secure competitive mortgage deals with confidence.
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Contractor mortgage advice
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Mortgages for IT contractors
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Mortgages for construction contractors
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Mortgages for consultants and freelancers
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Limited company contractor mortgages
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Umbrella company contractor mortgages
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Support throughout your mortgage application
How we can help
Why Choose The Finance Family?
We understand that contractor income doesn't always fit the standard lending criteria. That's why we take the time to understand how you're paid and match you with lenders who are experienced in assessing contractor applications. We'll guide you through every stage of the process with clear, straightforward advice.
Frequently Asked Questions
Can contractors get a mortgage?
Yes. Many lenders offer mortgages specifically for contractors. Your application may be assessed using your contract rate or income, depending on the lender and your working arrangements.
Do I need a permanent job to get a mortgage?
No. Many contractors successfully obtain mortgages without being in permanent employment. Specialist lenders understand contract-based income and may assess your affordability differently from traditional employees.
What documents do I need for a contractor mortgage?
Most lenders will ask for documents such as your current contract, recent bank statements, proof of identity and, in some cases, accounts or tax documents. We'll explain exactly what's required and support you throughout the application.
Get in Touch
Please contact us for an initial enquiry or a full comprehensive financial review. Complete the form and we will be in touch soon.
1st Floor Office
The House On The Green
High Street
Wombourne
WV5 9DP
Suite 5, Pioneer House
Mill Street,
Cannock
WS11 0DW
