Bad Credit Mortgages
Expert Mortgage Advice for Bad Credit
Having a poor credit history doesn't always mean you can't get a mortgage. At The Finance Family, we provide expert bad credit mortgage advice, helping people with CCJs, defaults, missed payments, IVAs or previous financial difficulties explore their mortgage options. We'll work with a wide range of UK lenders to find a mortgage that's right for your circumstances.
Every lender assesses credit history differently, which is why getting the right advice is so important. Whether you're a first-time buyer, moving home or looking to remortgage, our experienced mortgage advisers will explain your options, assess your circumstances and help you find a lender that's suitable for your needs.
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Bad credit mortgage advice
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Mortgages after missed payments
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Mortgages with CCJs
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Mortgages with defaults
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Mortgage advice after an IVA
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First-time buyer bad credit mortgages
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Remortgages with bad credit
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Support throughout your mortgage application
How we can help
Why Choose The Finance Family?
We understand that everyone's financial journey is different. Our advisers take the time to understand your circumstances without judgement and provide honest, straightforward advice. We'll explain your options clearly and support you through every stage of your mortgage application, helping you move forward with confidence.
Frequently Asked Questions
Can I get a mortgage with bad credit?
Yes. Many lenders consider applications from people with poor credit histories, although the options available will depend on factors such as your income, deposit and the type of credit issues you've experienced.
Can I get a mortgage with a CCJ or default?
It may still be possible. Some lenders are willing to consider applicants with County Court Judgments (CCJs) or defaults, depending on how recent they are and your overall financial circumstances. We'll help you explore the lenders that best match your situation.
Will missed payments stop me getting a mortgage?
Not necessarily. While missed payments can affect your mortgage application, many lenders look at your overall financial profile rather than just your credit history. We'll assess your circumstances and help you understand the options available.
Get in Touch
Please contact us for an initial enquiry or a full comprehensive financial review. Complete the form and we will be in touch soon.
1st Floor Office
The House On The Green
High Street
Wombourne
WV5 9DP
Suite 5, Pioneer House
Mill Street,
Cannock
WS11 0DW
